Financial Information
Medical Program Tuition & Fees
| MD Program Tuition and Fees Effective for students matriculating into the MD program in September 2025 or later. | USD | CAD* |
|---|---|---|
| Basic Science Tuition per Term (Term 1-5): | $19,980 | $19,980 |
| Administrative Fee per Term (Term 1-5): | $7,770 | $7,770 |
| Clinical Medicine Tuition per Term (Term 6-10): | $24,400 | $24,400 |
| Administrative Fee per Term (Term 6-10): | $5,450 | $5,450 |
| Malpractice Insurance per Term (Term 6-10): | $295 | $295** |
**Malpractice insurance is billed in USD. Final CAD amount will vary depending on exchange rates.
Additional Fees
| All additional fees are paid in USD | |
|---|---|
| Graduation Fee: | $500 |
| Visa Fee: | $185 |
| CBSE Retake Fee: | $300 |
| Part-Time Tuition per Credit Hour: | $685 |
| Transcript Request Fee: | $10 |
| Tuition Deposit (non-refundable): | $750 |
| Administrative Fee (non-refundable): | $100 |
Saba University School of Medicine Board of Trustees reserves the right to change tuition and fees or to establish additional fees or charges whenever in their opinion such action is deemed necessary.
- Students may incur additional surcharges for elective clinical clerkships as part of the Clinical Medicine portion of the program. Elective clerkships conducted at certain hospitals may require a surcharge to be paid by the student. While many elective clinical clerkship sites do not require a surcharge, those that do current range from $50 – $550 per week.
- Before students choose clinical sites for their clinical rotations, they will be provided a list detailing all surcharges per hospital, in order to ensure that all students can make informed decisions. This list is also available for all students upon request from the Office of the Associate Dean, Clinical Medicine.
- While Cost of Attendance budgets include an estimate for the surcharges, it is possible, based on the elective rotations selected by students, that the actual charge may exceed these estimates and thus not be included in financial aid budgets.
Housing Costs
We feel it is important for unaccompanied first semester students at Saba to live in one of the dormitories. Consistent with the institution’s commitment to supporting the broader community, these dormitories are owned by Saba residents.
Unaccompanied first-semester students have the choice of residing in accommodations close to the campus that Saba residents own. Accommodation fees, detailed below, cover essential amenities like air-conditioning, refrigerator, and microwave. Accommodation payments are collected upon the student’s arrival in Saba. For more information, contact the Admissions Office.
| All additional fees are paid in USD | |
|---|---|
| Initial Payment of Semester Rent (non-refundable): | $1,500 |
| First Semesters Rent: | $2,800 |
| Electricity Charge: | +$475 |
| Water Charge: | +$375 |
| Total Semester Rent: | $3,650 |
| Refundable Security Deposit: | +$150 |
| Grand Total: | $3,800 |
Dormitory rates listed herein are effective September 1, 2023 and are subject to change as deemed necessary.
Tuition Payment Policies
The following are the Tuition Payment Policies for students at Saba University School of Medicine:
Students will be billed approximately two months prior to the beginning of each new semester. Invoices are emailed to the student’s school email address.
All students are responsible for payment of tuition and fees by wire, personal check, bank check or money order, one month prior to matriculation into each new semester, whether in the Basic Science or Clinical Medicine program.
All students entering the first semester must pay tuition 45 days prior to matriculation.
If payment is made by check, the canceled check will serve as the student’s receipt. If a student remits a payment check that is returned because of insufficient funds, he or she must make any future payments to the Institution in the form of a U.S. bank check or money order. Payment of all tuition and fees is due in full by the due date specified on the student bill. A returned check fee of $35.00 will be imposed for a personal check returned not honored.
Payments for a student’s semester bill should be directed to the Bursar’s Office. If a bill is not received, it is the student’s responsibility to contact the Finance Office.
Please mail your check or money order in U.S. funds, made payable to Saba University School of Medicine, to:
Saba University School of Medicine
C/O R3 Education Inc.
27 Jackson Road, Suite 301
Devens, Massachusetts 01434, United States
Saba also accepts payments via wire transfer. View Wire Transfer Information for the correct instructions. Students can also pay by credit card via their student portal
All fees for the Clinical Medicine Program must be paid prior to graduation. A student whose account has not been paid in full, or otherwise cleared by the Finance Office, will be subject to cancellation of class enrollment.
Saba University School of Medicine reserves the right to withhold all diplomas, degrees, official transcripts, and any other documentation from any student with outstanding financial obligations.
Students will be assessed a late fee of $200 for tuition not paid on or before the tuition due date. Tuition not received prior to the start of each semester will result in the cancellation of classes. (Rates are subject to change without notice.)
Tuition Refund Policy: Tuition and fees shall be refunded in full if notice of withdrawal is received prior to the first day of the semester. Any new applicant to Saba University School of Medicine requesting withdrawal within three days of payment of the seat deposit shall receive a full refund of all tuition and fees paid.
Upon the first day of the semester and thereafter, all fees, including the first semester seat deposit fee of $750, are excluded from this refund policy and are not refundable after the first three days’ exemption as previously described.
The tuition will be refunded as follows:
- A refund of 100% of the tuition for which the student is obligated shall be issued if the student withdraws prior to the first day of class.
- A refund of 90% of the tuition for which the student is obligated shall be issued if the student’s last date of attendance is prior to the expiration of 10% of the period of enrollment for which the student was charged or obligated.
- A refund of 50% of the tuition for which the student is obligated shall be issued if the student’s last date of attendance is prior to the expiration of 25% of the period of enrollment for which the student was charged or obligated but more than 10%.
- A refund of 25% of the tuition for which the student is obligated shall be issued if the student’s last date of attendance is prior to the expiration of 50% of the period of enrollment for which the student was charged or obligated but more than 25%.
- In case of withdrawal after 50% of the period of enrollment, the student is obligated for full tuition and fees.
All monies paid by an applicant will be refunded if cancellation occurs within three business days after signing the terms of enrollment and making initial payment. In order to be eligible for a tuition refund, students must obtain a financial clearance letter from the Administrative Office at Saba University School of Medicine and a formal withdrawal form must be completed and authorized by the Dean.
Insurance
Students at Saba are required to carry health insurance coverage for the duration of their medical school program. Proof of coverage is necessary upon matriculation and is often required by hospitals prior to students beginning a clinical rotation. Information on individual and group policies will be included in the student’s admission packet or may be requested from the Administration Office.
This blanket insurance policy covers students for Emergency Medi-vac and repatriation, in the event that emergency treatment is needed. The premium is included as part of the tuition fees. It is mandatory that all Basic Sciences students and dependents carry this insurance.
Students must carry liability insurance during the 72 weeks of their Clinical Medicine program. Application forms will be provided to the student upon admission to the Clinical Medicine program.
Have Questions? Connect With Us!
At Saba, we’re more than just a medical school—we’re your partners in success. From the moment you begin your application, you’ll be supported by a dedicated admissions advisor, ensuring a smooth and personalized application process. Our team is here to answer your questions, guide you through the process, and help you make the best decisions for your future.